Mortgage lenders can get hourly computer updates on the current Par rate, the lowest rate available for a home mortgage or refinance. You have every right to see the current Par rate so you can make a wise decision on whether to go for Par or buy down your loan by paying points. Yield Spread Premiums (YSP) are payments the mortgage lender receives for selling you a higher interest ...

SEATTLE HOUSING MARKET COOLS? Not that much, unless you are a luxury home buyer. My recent transactions, where the home is well priced, have still been in multiple offer situations - however the bidding has been stopping short of seller "best case" expectations. One recent shift in the marketing of homes by agents has been a move away from "offer review days" where buyers are asked to take th ...

So many people enjoyed the last blog about the possible origins of the Red Doors so popular right now, I decided to forward this info on another practice; burying a St. Joseph in the yard of a home up for sale.  Here's what my friend and client Deane emailed me: Origins:   Those trying to sell a home often feel in need of a miracle when a quick sale fails to materialize. Folklore purports to h ...